HealthBrokerOne.com
-We shop the rates in your local area, save up to 50%
-Real Time Rates and EZ Enrollment with top companies such as United Healthcare, Aetna, Humana, and Assurant Health
-Call today to schedule a No Obligation Rate Review: (800) 516-4731
Blog
Welcome to My Blog
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Thanks for taking the time to visit this site and your interest in learning more about your insurance choices.
Finding the right insurance, whether it be health or life, doesn't have to be as painful as root canal. Probably the most important choice you will make however, is deciding whether to work with an insurance agent or try to make these decisions on your own. Many of my clients used to think that they could find lower rates by either calling the insurance company direct or finding their own rates online. The truth is that all rates for a specific plan are fixed and regulated so anyone who represents that insurance company has the same rates. Our fees are paid by the insurance company after you enroll, and these fees do not affect your premium. Also, calling the insurance company directly only means you will limit your choices since there are many companies in your local area offering similar plans and the customer service representatives are only trained on their own products.
The recommended method for finding the right health or life insurance is to work with an Independent, Licensed Agent, like myself. We represent many of the companies in your area and understand the difference among all the plans and rates. We can listen to your needs and budget and make an informed recommendation. This process works very well for both of us as demonstrated by the results in 2008, where I helped 184 new clients reduce their health insurance premiums by a total of almost $400,000.
In future blogs I'll discuss some easy ways to reduce your health insurance premiums-if you need help now, though, I hope you will call me at 1-800-516-4731 or email at thegoldenagency@gmail.com for your free, no obligation consultation.
LOWEST RATES, NEVER A FEE
We are independent brokers and, by law, always have the lowest available rates for every plan offered within a state. Rates can be drastically different among the insurance companies in each local area, we shop these for you before making any recommendation. We'll also make sure you have the best chance to get approved by being your advocate during the approval process-we have direct communication with the Underwriting departments. That's why over 90% of our applications are approved as quoted-there are no last minute changes to rates because everything has been reviewed with you in advance so you can make an informed choice.
Ready to Shop? Join a Personal Web Conference
Health & Life Insurance Advice Enters the 21st Century with Personal Web Conferences
Why waste time on the phone, hours surfing the internet trying to find lower rates, or have strangers come into your home pushing you into a decision before you are ready.
We use advanced Web Conference technology to present all the information you need to make an intelligent choice about your health & life insurance. Our clients find it an informative and stress-free way to find the plans that best fit their needs and budget.
Best of all, once you decide, applications can be processed in a few minutes using the desktop sharing mode.
Fill out the Quotation Request form with 'Schedule Web Conference' in the Comments field or Call us today at 1-800-516-4731 to schedule your FREE, NO OBLIGATION Conference
Some of the Top Insurance Companies We Represent (there are many others available, just ask)
Health Insurance:
- Assurant Health
- United Healthcare
- Aetna
- Humana
- World Insurance
- Blue Cross Blue Shield (selected states)
Life Insurance:
- Banner Life
- Fidelity Life
- Old Mutual
- Allianz
- Mutual of Omaha
- West Coast Life
- Columbus Life
- Aviva
Fixed Annuities:
- Aviva
- Allianz
- American Equity Investors
- Old Mutual
